Cheap Corpus Christi car insurance rates

The most effective way to get affordable auto insurance rates is to start comparing prices yearly from different companies who sell auto insurance in Corpus Christi.

1. It will benefit you to learn about the different coverages in a policy and the measures you can take to prevent rate increases. Many factors that drive up the price like multiple speeding tickets and a not-so-good credit rating can be improved by being financially responsible and driving safely. Read the full article for ideas to prevent expensive rate increases and get bigger discounts.
2. Request rate estimates from direct carriers, independent agents, and exclusive agents. Direct companies and exclusive agencies can only give prices from a single company like Progressive or State Farm, while independent agencies can provide prices for a wide range of companies. View rates
3. Compare the new rates to your existing rates to determine if switching companies saves money. If you find a lower rate quote and decide to switch, make sure there is no coverage gap between policies.
4. Notify your current company to cancel your current auto insurance policy and submit a down payment along with a signed application to the new insurer. Don’t forget to keep the new proof of insurance paperwork in your glove compartment.

The key thing to know about shopping around is to compare identical limits and deductibles on each price quote and and to get price estimates from as many different insurance providers as possible. Doing this guarantees an accurate price comparison and the best price quote selection.

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Policy rates for auto insurance coverage depends on many different factors, but the average price for coverage in Corpus Christi is around $1,410 annually. Other states average approximately $1,250, so Corpus Christi residents pay about $16 more every month than drivers in other states.

Insurance rates depend on many variables, and one of the largest components is the make and model of vehicle. The rate table below shows policy rates for some of the most popular vehicles insured in Corpus Christi.

Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Premium amounts do not factor in specific garaging location which can increase or decrease coverage rates greatly.

Prices above based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Rate information does not factor in specific Corpus Christi garaging location which can affect premiums significantly.

Data rating is based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, multi-vehicle, and homeowner. Rate quotes do not factor in garaging location in Corpus Christi which can influence insurance rates noticeably.

Do you qualify for discounts on insurance?

The chart below compares car insurance rates with and without discounts applied. The premium estimates are based on a male driver, no accidents, no driving violations, Texas state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, homeowner, multi-policy, claim-free, marriage, and multi-car discounts applied.