One of the many considerations that determine the amount you pay each year for auto insurance is where your residence is in Corpus Christi. Larger areas likely pay more, whereas areas with lower crime rates and fewer weather claims have the luxury of lower rates.
The table below sorts the most expensive cities in Texas for teenage males to purchase car insurance in. Corpus Christi is ranked #22 with the annual price of $1,572 for the average insured, which is about $131 per month.
Rank | City | Annual Premium |
---|---|---|
1 | McAllen | $1,936 |
2 | Dallas | $1,893 |
3 | Houston | $1,891 |
4 | Brownsville | $1,870 |
5 | Amarillo | $1,840 |
6 | Laredo | $1,833 |
7 | Grand Prairie | $1,811 |
8 | Garland | $1,796 |
9 | Mesquite | $1,753 |
10 | Pasadena | $1,740 |
11 | Irving | $1,736 |
12 | Beaumont | $1,720 |
13 | Lubbock | $1,716 |
14 | Arlington | $1,692 |
15 | San Antonio | $1,671 |
16 | El Paso | $1,632 |
17 | Austin | $1,627 |
18 | McKinney | $1,609 |
19 | Fort Worth | $1,604 |
20 | Carrollton | $1,598 |
21 | Waco | $1,584 |
22 | Corpus Christi | $1,572 |
23 | Plano | $1,560 |
24 | Abilene | $1,545 |
25 | Killeen | $1,473 |
Compare Rates Now Go |
Annual rates are estimated as the vehicle garaging location can decrease or increase premiums considerably.
Deciphering which company quotes the cheapest insurance rates for teenage males will involve a bit more effort in order to find the lowest price quote.
Each auto insurer has a proprietary formula to determine premium rates, so to begin we’ll rank the insurance companies with the overall cheapest rates in Texas. It’s a good idea to be aware that Texas insurance rates are impacted by many factors that control the cost of coverage. Simply having a birthday, buying a new vehicle, or getting a reckless driving citation may cause policy rate changes that can cause some rates to be more affordable than the competition.
Find the Cheapest Car Insurance for Teens
Rank | Company | Cost Per Year |
---|---|---|
1 | Travelers | $1,041 |
2 | USAA | $1,128 |
3 | Texas Farm Bureau | $1,235 |
4 | Germania Mutual | $1,244 |
5 | California Casualty | $1,382 |
6 | Esurance | $1,421 |
7 | Mercury | $1,461 |
8 | State Farm | $1,495 |
9 | Safe Auto | $1,549 |
10 | Nationwide | $1,553 |
11 | Allstate | $1,667 |
12 | Progressive | $1,715 |
13 | Amica | $1,757 |
14 | Home State | $2,071 |
15 | GEICO | $2,135 |
16 | MetLife | $2,183 |
17 | Encompass | $2,232 |
18 | Unitrin | $2,264 |
19 | 21st Century | $2,396 |
20 | Titan | $2,594 |
View More Rates Go |
Travelers may offer some of the lowest car insurance rates in Corpus Christi at around $1,041 a year. This is $863 less than the average rate paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and California Casualty are also some of the most economical Corpus Christi, TX insurance companies.
In this example, if you are insured with Texas Farm Bureau and switched to Travelers, you may realize a yearly savings of about $194. Drivers with Germania Mutual may save as much as $203 a year, and California Casualty policyholders might realize rate reductions of up to $341 a year.
To find out how much you can save, click here to get a free quote or visit several of the following companies.
Be aware that those premium estimates are averaged across all drivers and vehicles and do not factor in an exact vehicle garaging location for teenage males. So the insurer that fits you best may not even be in the list above. That emphasizes why you need to get rate quotes from many companies using your own specific driver information and vehicle.
The illustration below demonstrates how deductibles can change insurance costs when researching cheap insurance for teenage males. The premium estimates are based on a married female driver, comprehensive and collision coverage, and no discounts are taken into consideration.
In the chart above, a 30-year-old driver could cut expenses by $408 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $612 by switching to a $1,000 deductible. Young drivers, like the Age 20 chart data, have the ability to save up to $870 annually by selecting a higher deductible. If you make the decision to raise deductibles, it will now be necessary to have additional funds in a savings account to allow you to cover the extra out-of-pocket expense that comes with higher deductibles.
Choosing a highly-rated auto insurance company is difficult considering how many companies are available to choose from in Texas. The company ratings in the next section could help you pick which providers to look at purchasing from. The rankings below are only made up of the largest companies in America, so smaller companies are not taken into consideration for this list.
Top 10 Large Auto Insurers in Corpus Christi Ranked by Customer Satisfaction
- USAA – 91%
- AAA Insurance – 90%
- Esurance – 90%
- Mercury Insurance – 89%
- Nationwide – 89%
- Travelers – 88%
- Progressive – 88%
- Safeco Insurance – 88%
- State Farm – 88%
- Allstate – 88%
Top 10 Large Auto Insurers in Corpus Christi Ranked by Value
- Mercury Insurance
- Travelers
- American Family
- AAA Insurance
- Safeco Insurance
- Progressive
- The Hartford
- The General
- 21st Century
- Esurance
How to find low-cost insurance for teenage males
Here are many thrifty solutions that can help you locate cheap coverage.
- Save money by obeying traffic laws and keeping a clean driving record
- Avoid accidents and claims
- Raise your deductibles
- Do not insure for full coverage
- Earn a discount by not filing claims
- Ensure you have the best deal by shopping around regularly
The final tip is especially valuable, as we pointed out in this write-up. Rates vary greatly, so drivers shouldn’t hesitate to buy a policy from a new company if a lower price can be found. We understand brand loyalty, but it’s not a good idea if that stubbornness costs you a fortune every year. In just a few minutes you could compare prices to find cheaper car insurance for teenage males in Corpus Christi.
If you wish to get some professional advice when buying car insurance for teen boys, the agents shown below can help you decide which car insurance company is the best fit.
To find an agent close to where you live, click the link after the list.
- Trinity Insurance
4439 Gollihar Rd – Corpus Christi, TX 78411 – (361) 854-8600 - Ray Paiz – State Farm Insurance Agent
5425 S Padre Island Dr #122 – Corpus Christi, TX 78411 – (361) 993-3553 - Ed Cantu Insurance Agency
7122 S Staples St – Corpus Christi, TX 78413 – (361) 991-1493