Who Has the Cheapest Auto Insurance Quotes for a Ford Fusion in Corpus Christi?

Finding cheap coverage for a Ford Fusion in Texas is dependent upon a lot of rating factors such as your financial responsibility, your credit status, and physical damage deductibles. Drivers pay approximately $1,004 a year to insure their Fusion, but that figure is a valuation based on a 50-year-old married male driver with full comprehensive and collision coverage and $500 deductibles.

It’s more than likely you are not 50 and maybe not even a male, possibly single instead of married, or maybe your Fusion is old enough that it doesn’t require full coverage. Even a minor difference in rating variables can make a big difference in how much insurance for a Ford Fusion costs.

Car insurance coverage is unique to each driver, so this is why the way we recommend to find cheap car insurance rates for your Ford is to compare rates from as many companies as possible. Quotes are always free and you will receive rate quotes from the best auto insurance companies that insure vehicles in Texas.

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Your Ford’s trim level impacts the yearly cost, so the price you will be charged to insure a Fusion S 4-Dr Sedan model will be $170 cheaper than the cost to insure the high end Fusion Sport AWD 4-Dr Sedan model, as shown by the rates below.

Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, claim-free, and multi-vehicle. Premium costs do not factor in specific location which can impact coverage rates noticeably.

Insuring your vehicle with the best insurance provider is hard considering how many companies there are in Corpus Christi. The company rank data shown below can help you select which auto insurance companies to look at comparing rate quotes with.

These rankings only include large, nationwide insurance companies, so companies without a large exposure are not included in the list. To check prices from the insurers below and more, follow this link.

Top 10 Major Auto Insurance Providers Overall in Corpus Christi

1. Travelers
2. USAA
3. Mercury Insurance
4. AAA Insurance
5. Nationwide
6. Allstate
7. State Farm
8. The Hartford
9. Safeco Insurance
10. Progressive

Top 10 Major Auto Insurance Providers in Corpus Christi Ranked by A.M. Best Rating

1. Travelers – A++
2. USAA – A++
3. GEICO – A++
4. State Farm – A++
5. Titan Insurance – A+
6. Esurance – A+
7. Progressive – A+
8. The Hartford – A+
9. Allstate – A+
10. Nationwide – A+

Careless Corpus Christi drivers pay higher rates

A great way to enjoy the most affordable car insurance prices in Corpus Christi for a Fusion is to be a cautious driver and avoid traffic citations and accidents. The example below shows how violations and at-fault accidents can affect auto insurance rates for different ages of insureds. The premiums are based on a single male driver, full coverage, $500 deductibles, and no additional discounts are factored in.

In the previous example, the average cost of a car insurance policy per year with no violations or accidents is $2,464. Get one speeding ticket and the average cost surges to $2,775, an increase of $311 each year. Then add one accident along with the one speeding ticket and the annual cost of car insurance for a Ford Fusion increases to an average of $3,655. That’s an increase of $1,192, or $99 per month, just for being a careless driver!

The benefits of price comparisons

Corpus Christi, TX car insurance rates are impacted by many things which can substantially change the price you pay for coverage. Simply turning a year older, moving to a new city, or having an at-fault accident may cause policy rate changes resulting in some rates now being more affordable than before. Not only may things change on your end, but auto insurance companies change rates without warning to ensure their profitability. Significantly higher claims can result in price increases, while long-term profits may produce lower-priced Fusion insurance rates.

The chart below shows the cheapest car insurance in Corpus Christi, TX for a 35-year-old female driver with no prior claims, no tickets, and solid credit. If we estimate prices based on her current risk profile, Travelers might offer the cheapest car insurance rates in Corpus Christi at $1,089 per year. This is $815 less than the average rate paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and California Casualty also make the list of the cheapest Corpus Christi, TX auto insurance companies.

In this example, we will give the driver from the first rate comparison a chargeable claim, a lower credit rating, and a traffic ticket or two. Since each company has a proprietary formula to set premium rates, comparing prices may now show a new list of the cheapest car insurance companies in Corpus Christi as shown below.

USAA now has the best car insurance rate in Corpus Christi, TX with Mercury, State Farm, Safe Auto, and Nationwide also being competitive. This example shows why it is so important to compare as many rates as possible when trying to find the most budget-friendly insurance rates for a Ford Fusion.

Insurance prices are made up of many factors and can decrease or increase without notice, so the cheapest company three years ago may now be an over-priced policy.

If you prefer to get some guidance when trying to find lower insurance rates for a Ford Fusion, the insurance agencies listed below can aid you in deciding which coverage fits your budget.

To find a Corpus Christi insurance agency using an interactive map, click the link at the bottom.

More insurance agents in Corpus Christi, TX