Buying affordable coverage for a Nissan Rogue in Texas hinges on a complicated formula that considers factors such as whether you are male or female, the likelihood of your vehicle being stolen, and whether or not you are a good driver. Drivers in Texas will pay on average $1,053 per year for Rogue insurance, but that is an estimate calculated using a 50-year-old married female driver with full comprehensive and collision coverage and $100 deductibles.
Odds are that you aren’t exactly 50 years old or even a female, maybe you are single instead of married, and you might want liability-only or different deductibles. Even a slight difference in rating variables or coverage information can make a big difference in the coverage rate.
Every driver’s needs are different, and that is why the best way to find cheap insurance prices for your Nissan is to compare as many rates as possible. It’s really quite easy you will receive prices from some of the cheapest companies in Texas.
The specific model of Rogue will most likely have an effect on the insurance rate, so the rate you pay to insure a Rogue S 2WD trim level will be $88 cheaper than the price to insure the more well-appointed Rogue SL AWD version, as shown in the table below.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Rogue S 2WD | $252 | $492 | $404 | $24 | $122 | $1,294 | $108 |
| Rogue S AWD | $252 | $492 | $404 | $24 | $122 | $1,294 | $108 |
| Rogue SL 2WD | $252 | $492 | $404 | $24 | $122 | $1,294 | $108 |
| Rogue SL AWD | $252 | $580 | $404 | $24 | $122 | $1,382 | $115 |
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Table data represents married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Table data does not factor in vehicle garaging location which can lower or raise premiums noticeably.
Buying coverage from the highest-rated car insurance company can be challenging considering how many different companies insure vehicles in Texas. The information shown next can help you pick which car insurance providers to look at when comparing insurance rates for a Nissan Rogue. These ratings are for companies with a national presence, so companies with more of a regional focus are not included in the list.
Top 10 Large Auto Insurance Providers in Corpus Christi Ranked by A.M. Best Rating
- Travelers – A++
- USAA – A++
- GEICO – A++
- State Farm – A++
- Titan Insurance – A+
- Esurance – A+
- Progressive – A+
- The Hartford – A+
- Allstate – A+
- Nationwide – A+
Top 10 Large Auto Insurance Providers Overall in Corpus Christi
- Travelers
- USAA
- Mercury Insurance
- AAA Insurance
- Nationwide
- Allstate
- State Farm
- The Hartford
- Safeco Insurance
- Progressive
How accidents and violations affect rates
One of the best ways to get affordable car insurance prices in Corpus Christi for a Rogue is to be a safe driver and avoid accidents and traffic violations. The information below illustrates how violations and accidents drive up insurance prices for each different age category. The prices are based on a single male driver, full physical damage coverage, $1,000 deductibles, and no policy discounts are applied.
In the chart above, the average cost of a car insurance policy in Texas per year with no accidents and a clean driving record is $2,131. Factor in two speeding tickets and the average cost hikes up to $2,807, an increase of $677 each year. Now include one accident along with the two speeding tickets and the annual cost of car insurance for a Nissan Rogue goes up to an average of $3,506. That’s an increase of $1,375, or $115 per month, just for not driving carefully!
Types of discounts on Corpus Christi auto insurance
Insurance companies that offer cheap quotes for a Nissan Rogue may have discounts that could lower prices by as much as 35% if you are eligible. Larger car insurance companies and a summarized list of policyholder discounts are shown below.
- Esurance policyholders can earn discounts including DriveSense, anti-lock brakes, Switch & Save, online quote, and renters.
- The Hartford has savings for vehicle fuel type, good student, defensive driver, anti-theft, driver training, air bag, and bundle.
- AAA discounts include multi-policy, AAA membership discount, education and occupation, anti-theft, pay-in-full, multi-car, and good student.
- GEICO offers discounts including anti-lock brakes, federal employee, daytime running lights, seat belt use, and five-year accident-free.
- State Farm offers premium reductions for Steer Clear safe driver discount, Drive Safe & Save, driver’s education, defensive driving training, and passive restraint.
The information below illustrates the difference between auto insurance rates with and without policy discounts. The prices are based on a female driver, no violations or accidents, Texas state minimum liability limits, comprehensive and collision coverage, and $500 deductibles.
The first bar for each age group shows the average rate with no discounts. The second shows the rates with anti-theft, homeowner, defensive driving course, claim-free, vehicle safety, and safe-driver discounts applied. When discounts are applied, the average savings per year on car insurance for a Nissan Rogue is 28% or $602.
Ideas to find low-cost car insurance for a Nissan Rogue
It is possible to find better rates, and here are some thrifty solutions that can help drivers get more affordable car insurance.
- Safe vehicles generally have lower rates
- Drop full coverage on older vehicles
- Do not get into accidents that are your fault
- Drivers with good credit often pay less
- Buying home and auto together can help save money
- Compare rates regularly and switch companies to save money
That last piece of advice is particularly significant, as was emphasized in this piece. Coverage prices fluctuate considerably, so you should be ready to buy a policy from a new company if a lower-cost policy is available. Brand loyalty is not necessarily bad, but it’s not a good idea if that faithfulness ends up costing you money that could be going to better use. If you have a few minutes, shop around and find cheaper auto insurance for a Nissan Rogue in Corpus Christi.